Making the decision to file for bankruptcy isn't one that you should take lightly. It involves a lot of careful planning and consideration to make sure you do everything you are supposed to. Not following the orders of the court could end up getting your case thrown out, leaving you stuck trying to figure out how to address your financial problems on your own. To make sure your case goes through without any problems, here are three things you don't want to do during your case.
Missing the 341 hearing.
The 341 hearing is where you go in front of the bankruptcy trustee to discuss your case. This is where any of your creditors can show up and dispute your bankruptcy petition or ask you to reaffirm your debts. Oftentimes, it is the mortgage companies and car lenders who will show up here. You need to be prepared to sign papers if you are reaffirming your debt and keeping the items.
Not taking the credit counseling classes.
During the course of your bankruptcy case, you have to complete two credit counseling classes. One is completed before you go to the 341 hearing and the other needs to be done before your case is discharged. You are given a certificate as proof of completion. You have to give that certificate to your attorney as proof that you took the class. Not taking that class is enough to delay your case or have it thrown out.
Lying to the court.
Lying to the court about your income or debts could end up getting you in a lot of trouble. You better make sure that the information you provide your attorney is accurate. Income, bills, expenses and so on need to be as accurate as possible. When you go in front of the court, you are under oath to tell the truth. Lying could cause you to be prosecuted.
In making sure you don't do one of the things above, you can get through your case quickly and easily. Instead of stressing out over every detail, turn to your attorney if you ever have any questions. They are there to guide you and help you along the way. Make sure you listen to what they have to say. Not going to the appointments you need to could end up costing you dearly. Bankruptcy can help those in need, but you have to do your part as well.